Common questions, answered.

You're not renting — you own the home from day one. You're financing the purchase through us instead of a bank. You build equity with every payment, can make improvements, and have all the benefits of homeownership.

You have a 30-year fixed mortgage at 9.5%. If you need more time to improve your credit, you can continue making payments. There's no pressure or deadline to refinance.

Yes. It's your home. You can paint, renovate, landscape — whatever you'd like. Just maintain the property value and follow local building codes.

You can sell anytime through a normal home sale process. You'll pay off your loan to Dodici Homes and keep any equity you've built.

Yes. We review credit as part of our underwriting process — but we're more flexible than traditional lenders and review applications on a case-by-case basis.

We don't have a strict minimum credit score. We look at your complete financial picture including income stability, payment history, and reasons for credit challenges.

It depends on your home price. For a $350,000 home, the monthly payment is approximately $2,737 (principal and interest, with taxes and insurance escrowed separately).

No. You can refinance or pay off your loan early without any penalties.

We're a licensed Oklahoma LLC with transparent practices, clear contracts, and an 87% customer success rate. We succeed when you succeed — our business depends on helping you achieve homeownership.

We earn interest on the financing we provide (the spread between what banks charge us and what we charge you), and we benefit when property values appreciate. The model is completely transparent.

As the homeowner, you're responsible for maintenance and repairs — same as any homeowner. We recommend keeping a home emergency fund and considering a home warranty.

Absolutely. Many of our customers are first-time buyers. We provide education and support throughout the process.

We currently serve the Oklahoma City metro: Edmond, Norman, Moore, Yukon, Mustang, Bethany, Midwest City, Del City, and surrounding communities.