Apply
Ready to start your journey?
The full application takes about 5 minutes. We'll review your information and get back to you within 24–48 hours with a pre-qualification decision.
Online application — coming soon
Get started today by phone or email.
Our online application is in final review. In the meantime, reach out directly and we'll guide you through pre-qualification on a phone call.
What you'll need
Gather these before you apply so we can move quickly through pre-qualification.
- Government-issued ID
- Proof of income (pay stubs, tax returns, bank statements)
- Employment history for the past 2 years
- Current address and rental history
- List of current debts and obligations
What the application covers
Section 01
Personal information
Name, date of birth, SSN, current address, contact info, marital status.
Section 02
Employment & income
Current employer, role, length of employment, gross monthly income, additional sources.
Section 03
Financial picture
Current rent or mortgage, monthly debts, assets, available down payment.
Section 04
Home preferences
Desired price range, preferred neighborhoods, bedrooms/baths, timeline.
Section 05
Credit authorization
Authorization to pull credit and run background check.
After you apply
Within 24 hours
Initial review complete
Within 48 hours
Pre-qualification call scheduled
Within 1 week
Full approval or follow-up requested
Within 2 weeks
Pre-qualification letter issued